/* ====================================================================
   ETF-Kompass – Stylesheet
   Modernes, seriöses Finanz-Design
   ==================================================================== */

:root {
  --bg:        #0b1220;
  --bg-soft:   #111c30;
  --card:      #16233b;
  --card-2:    #1d2e4d;
  --line:      #26395c;
  --text:      #e8eef7;
  --muted:     #9fb0c9;
  --primary:   #3b82f6;
  --primary-2: #60a5fa;
  --accent:    #22c55e;
  --accent-2:  #4ade80;
  --warn:      #f59e0b;
  --danger:    #ef4444;
  --radius:    18px;
  --shadow:    0 18px 50px rgba(0,0,0,.45);
  --maxw:      1140px;
  --font: "Segoe UI", system-ui, -apple-system, Roboto, Helvetica, Arial, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font);
  background:
    radial-gradient(1200px 600px at 80% -10%, rgba(59,130,246,.18), transparent 60%),
    radial-gradient(900px 500px at -10% 10%, rgba(34,197,94,.12), transparent 55%),
    var(--bg);
  color: var(--text);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

.container { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 22px; }
a { color: var(--primary-2); text-decoration: none; }
a:hover { text-decoration: underline; }
h1,h2,h3 { line-height: 1.25; margin: 0 0 .5em; }
h1 { font-size: clamp(2rem, 5vw, 3.3rem); font-weight: 800; letter-spacing: -.5px; }
h2 { font-size: clamp(1.5rem, 3vw, 2.1rem); font-weight: 800; letter-spacing: -.3px; }
h3 { font-size: 1.2rem; font-weight: 700; }
p  { color: var(--muted); }
.lead { font-size: 1.18rem; color: #c5d3e8; max-width: 60ch; }

.nav {
  position: sticky; top: 0; z-index: 50;
  backdrop-filter: blur(12px);
  background: rgba(11,18,32,.78);
  border-bottom: 1px solid var(--line);
}
.nav-inner { display: flex; align-items: center; justify-content: space-between; height: 66px; }
.brand { display: flex; align-items: center; gap: 11px; font-weight: 800; color: var(--text); font-size: 1.12rem; }
.brand:hover { text-decoration: none; }
.brand .logo {
  width: 34px; height: 34px; border-radius: 9px;
  background: linear-gradient(135deg, var(--primary), var(--accent));
  display: grid; place-items: center; font-weight: 900; color: #fff; font-size: .95rem;
  box-shadow: 0 6px 18px rgba(59,130,246,.45);
}
.nav-links { display: flex; gap: 6px; align-items: center; }
.nav-links a {
  color: var(--muted); padding: 9px 14px; border-radius: 10px; font-weight: 600; font-size: .96rem;
  transition: all .18s;
}
.nav-links a:hover { color: var(--text); background: var(--card); text-decoration: none; }
.nav-links a.active { color: #fff; background: var(--card-2); }
.nav-toggle { display:none; background:none;border:none;color:var(--text);font-size:1.7rem;cursor:pointer; }

.hero { padding: 84px 0 60px; position: relative; }
.hero .eyebrow {
  display:inline-block; padding: 6px 14px; border:1px solid var(--line); border-radius:999px;
  color: var(--accent-2); font-weight:700; font-size:.82rem; letter-spacing:.4px; text-transform:uppercase;
  background: rgba(34,197,94,.08); margin-bottom: 22px;
}
.hero-grid { display:grid; grid-template-columns: 1.1fr .9fr; gap: 48px; align-items:center; }
.hero p.lead { margin: 18px 0 30px; }

.btn {
  display:inline-flex; align-items:center; gap:9px; cursor:pointer;
  padding: 13px 24px; border-radius: 12px; font-weight: 700; font-size: 1rem;
  border: 1px solid transparent; transition: transform .15s, box-shadow .15s, background .15s;
}
.btn:hover { text-decoration:none; transform: translateY(-2px); }
.btn-primary { background: linear-gradient(135deg, var(--primary), var(--primary-2)); color:#fff; box-shadow: 0 12px 30px rgba(59,130,246,.4); }
.btn-ghost { background: var(--card); color: var(--text); border-color: var(--line); }
.btn-row { display:flex; gap: 14px; flex-wrap: wrap; }

.section { padding: 64px 0; }
.section-head { max-width: 64ch; margin-bottom: 38px; }
.grid { display:grid; gap: 22px; }
.grid-2 { grid-template-columns: repeat(2,1fr); }
.grid-3 { grid-template-columns: repeat(3,1fr); }
.grid-4 { grid-template-columns: repeat(4,1fr); }

.card {
  background: linear-gradient(180deg, var(--card), var(--bg-soft));
  border: 1px solid var(--line); border-radius: var(--radius);
  padding: 26px; box-shadow: var(--shadow); transition: transform .18s, border-color .18s;
}
.card:hover { transform: translateY(-4px); border-color: var(--primary); }
.card .icon {
  width: 50px; height: 50px; border-radius: 13px; display:grid; place-items:center;
  font-size: 1.5rem; margin-bottom: 16px;
  background: rgba(59,130,246,.14); border:1px solid var(--line);
}
.card h3 { margin-bottom: 8px; }
.card p { margin: 0; font-size: .98rem; }
.nav-card { display:block; color:var(--text); }
.nav-card:hover { text-decoration:none; }
.nav-card .more { color: var(--primary-2); font-weight:700; margin-top:14px; display:inline-block; font-size:.95rem; }

.panel {
  background: linear-gradient(180deg, var(--card-2), var(--card));
  border:1px solid var(--line); border-radius: 22px; padding: 22px; box-shadow: var(--shadow);
}
.panel .panel-title { display:flex; justify-content:space-between; align-items:center; margin-bottom: 6px; }
.panel .tag { font-size:.78rem; color:var(--accent-2); font-weight:700; }

.stats { display:grid; grid-template-columns: repeat(3,1fr); gap: 18px; }
.stat { text-align:center; padding: 22px 14px; }
.stat .num { font-size: clamp(1.8rem,4vw,2.6rem); font-weight: 800; color: var(--accent-2); }
.stat .lbl { color: var(--muted); font-size: .92rem; }

.info { display:grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items:center; }
.info.reverse > div:first-child { order: 2; }
.kicker { color: var(--accent-2); font-weight:700; text-transform:uppercase; letter-spacing:.5px; font-size:.82rem; }
ul.checks { list-style:none; padding:0; margin: 16px 0 0; }
ul.checks li { padding: 8px 0 8px 32px; position:relative; color:#cdd9ec; }
ul.checks li::before { content:"\2713"; position:absolute; left:0; top:8px; color: var(--accent); font-weight:900; }

.steps { counter-reset: step; display:grid; gap: 18px; }
.step { display:flex; gap:18px; align-items:flex-start; }
.step .n {
  counter-increment: step; flex:0 0 auto; width:44px; height:44px; border-radius:12px;
  background: linear-gradient(135deg,var(--primary),var(--accent)); color:#fff;
  display:grid; place-items:center; font-weight:800; font-size:1.15rem;
}
.step .n::before { content: counter(step); }

.chart-box { position: relative; height: 320px; }
.chart-box.small { height: 240px; }

.index-card { scroll-margin-top: 90px; }
.index-head { display:flex; align-items:center; gap:16px; margin-bottom: 6px; flex-wrap:wrap; }
.flag { font-size: 2rem; }
.badge { font-size:.78rem; font-weight:700; padding:4px 10px; border-radius:999px; border:1px solid var(--line); color:var(--muted); }
.kpi-row { display:grid; grid-template-columns: repeat(4,1fr); gap:12px; margin-top:18px; }
.kpi { background: var(--bg-soft); border:1px solid var(--line); border-radius:12px; padding:14px; text-align:center; }
.kpi .k { font-size:.78rem; color:var(--muted); text-transform:uppercase; letter-spacing:.3px; }
.kpi .v { font-size:1.25rem; font-weight:800; margin-top:4px; }
.v.pos { color: var(--accent-2); }
.v.neg { color: var(--danger); }

.table-wrap { overflow-x:auto; border:1px solid var(--line); border-radius:14px; }
table { width:100%; border-collapse: collapse; min-width: 520px; }
th, td { padding: 13px 16px; text-align:left; border-bottom:1px solid var(--line); }
th { background: var(--bg-soft); color:var(--text); font-size:.9rem; text-transform:uppercase; letter-spacing:.3px; }
td { color:#cdd9ec; }
tr:last-child td { border-bottom:none; }

.callout {
  border-left: 4px solid var(--warn); background: rgba(245,158,11,.08);
  padding: 18px 20px; border-radius: 10px; color:#e7d9bd;
}
.callout.info { border-color: var(--primary); background: rgba(59,130,246,.08); color:#cfe0f7; }
.callout strong { color:#fff; }

.toggle { display:inline-flex; background:var(--bg-soft); border:1px solid var(--line); border-radius:10px; padding:4px; gap:4px; }
.toggle button {
  background:none;border:none;color:var(--muted);padding:7px 14px;border-radius:7px;cursor:pointer;font-weight:700;font-size:.9rem;
}
.toggle button.active { background: var(--primary); color:#fff; }

.footer { border-top:1px solid var(--line); margin-top: 40px; padding: 40px 0 30px; background: rgba(8,13,24,.6); }
.footer-grid { display:grid; grid-template-columns: 1.7fr 1fr 1fr 1.05fr; gap: 30px; }
.footer h4 { color:#fff; margin:0 0 12px; font-size:1rem; }
.footer a { color: var(--muted); display:block; padding: 4px 0; }
.footer a:hover { color: var(--text); }
.disclaimer { margin-top: 28px; padding-top: 20px; border-top:1px solid var(--line); color:#7b8aa6; font-size:.84rem; }

.reveal { opacity:0; transform: translateY(24px); transition: opacity .6s ease, transform .6s ease; }
.reveal.in { opacity:1; transform:none; }

@media (max-width: 900px) {
  .hero-grid, .info { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: repeat(2,1fr); }
  .info.reverse > div:first-child { order: 0; }
  .grid-3, .grid-4 { grid-template-columns: repeat(2,1fr); }
  .kpi-row { grid-template-columns: repeat(2,1fr); }
  .nav-links {
    position: absolute; top: 66px; left:0; right:0; flex-direction: column; align-items:stretch;
    background: var(--bg-soft); border-bottom:1px solid var(--line); padding: 10px 16px; gap:2px;
    display:none;
  }
  .nav-links.open { display:flex; }
  .nav-toggle { display:block; }
}
@media (max-width: 560px) {
  .grid-2, .grid-3, .grid-4, .stats, .kpi-row { grid-template-columns: 1fr; }
  .hero { padding: 50px 0 30px; }
}

/* ====================================================================
   Bereich „Geld verstehen“ – Chips, Glossar, Suche
   ==================================================================== */

.chips { display: flex; flex-wrap: wrap; gap: 8px; }
.chips .chip {
  display: inline-block; padding: 8px 15px; border-radius: 999px;
  border: 1px solid var(--line); background: var(--card);
  color: var(--muted); font-weight: 600; font-size: .92rem;
  transition: color .18s, background .18s, border-color .18s, transform .15s;
}
.chips .chip:hover { color: var(--text); border-color: var(--primary); text-decoration: none; transform: translateY(-2px); }
.chips .chip.active { color: #fff; background: var(--card-2); border-color: var(--primary); }

.searchbar { display: flex; align-items: center; gap: 14px; flex-wrap: wrap; margin-bottom: 26px; }
.searchbar input {
  flex: 1 1 320px; min-width: 0;
  background: var(--bg-soft); border: 1px solid var(--line); border-radius: 12px;
  color: var(--text); font-family: var(--font); font-size: 1rem; padding: 13px 16px;
  transition: border-color .18s, box-shadow .18s;
}
.searchbar input::placeholder { color: #7b8aa6; }
.searchbar input:focus { outline: none; border-color: var(--primary); box-shadow: 0 0 0 3px rgba(59,130,246,.2); }
.searchbar .hint { color: var(--muted); font-size: .9rem; white-space: nowrap; }

.glossary { display: grid; gap: 14px; }
.gloss-item {
  display: grid; grid-template-columns: 54px 1fr; gap: 18px; align-items: start;
  background: linear-gradient(180deg, var(--card), var(--bg-soft));
  border: 1px solid var(--line); border-radius: 14px; padding: 20px 22px;
  transition: border-color .18s;
}
.gloss-item:hover { border-color: var(--primary); }
.gloss-item[hidden] { display: none; }
.gloss-letter {
  width: 44px; height: 44px; border-radius: 12px; display: grid; place-items: center;
  background: rgba(59,130,246,.14); border: 1px solid var(--line);
  color: var(--accent-2); font-weight: 800; font-size: 1.2rem;
}
.gloss-item h3 { margin-bottom: 6px; }
.gloss-item p { margin: 0; font-size: .97rem; }
.gloss-link { display: inline-block; margin-top: 10px; font-size: .9rem; font-weight: 700; }
.empty-hint { text-align: center; color: var(--muted); padding: 30px 0; }

@media (max-width: 560px) {
  .gloss-item { grid-template-columns: 1fr; gap: 10px; }
  .gloss-letter { display: none; }
}

/* Grid-Kinder dürfen schrumpfen – sonst sprengen breite Tabellen das Layout
   auf schmalen Displays (die .table-wrap scrollt dann horizontal). */
.info > *, .grid > *, .stats > *, .card, .panel { min-width: 0; }
.table-wrap { max-width: 100%; }